Harris, Reed & Seiferth
There are a handful of variables that contribute to a financial plan's success, including a household budget, emergency savings, retirement savings, and - insurance! It is highly recommended to review the important parts of your insurance financial plan annually to make sure protections are in place.
Protect Your Assets!
Your first thought when it comes to insurance should be protecting what you have, such as repairing your vehicle after an accident and replacing your belongings after a flood. When reviewing your financial plan, confirm that all of your valuable assets, such as vehicles, motorcycles, boats, ATV’s, homes, expensive jewelry and/or fine artwork, etc., are properly protected. Also, in reviewing your set protections, make sure you have a reasonable deductible and full replacement cost coverage. (Don’t panic! We explain all the details)
Protect Your Funds!
It’s unfortunately true - the most important coverage is usually the most misunderstood. When you are held responsible for an accident, your assets and money are at risk! What if your dog bit someone and you were sued? What if your teenager caused a major accident and you didn’t have enough liability coverage? Having proper insurance in place ensures that you are prepared for whatever may happen and the most important step is to look at how much you have to protect, or your total assets, and then create a plan to protect everything.
Protect Your Family!
Making sure your assets have proper protections is important but life insurance and disability income give utmost protection to your family if something happens to you. With these options, you can plan to pay off debt, pay for college, or anything else that is important to you so that it doesn’t become a burden on your family to take care of alone.
We understand that all of this might seem like a lot for you to think about, but it doesn’t have to be! You can meet with our great local insurance agents once a year, or as often as needed when experiencing certain life changing events, and trust that all of these things are taken care of. Why not take a few minutes to schedule an insurance financial planning review with one of our agents? Call us today!
Harris Reed & Seiferth Insurance Group
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