Learn about Personal Inland Marine Insurance

Personal property insurance offers the ultimate peace of mind. You'll be amazed at how affordable coverage can be.

What is Personal Inland Marine Insurance?

Personal inland marine insurance (also called scheduled personal property) can provide coverage for your personal property, whether or not it is transported from one location to another. For example, inland marine coverage can expand upon the coverage in your homeowners policy to protect your investment in items such as:

Cameras (Personal use only)
Coins
Collectibles
Fine Art
Furs
Golf Carts
Golfer’s Equipment
Guns / Firearms
Jewelry
Musical Instruments (Personal use only)
Silverware

Coverage Highlights

Most classes of personal property considered, including jewelry, fine art, and
silverware
Coverage for less common items such as musical instruments, cameras, golf clubs,
guns/firearms, postage stamps, coins, and bicycles available
Any size schedule can be considered
No standard deductible
Coverage available for scheduled items located away from the residence premises
Coverage available for engagement/wedding rings for both interested individuals,
irrespective of domicile
Stand-alone or package with homeowners policy at a discounted premium
Credits available for use of bank vault, safety deposit box, or personal safe

These property items share several characteristics:

The property is of relatively high value
The property is portable
The property coverage under a homeowner's policy is limited, especially if the property is taken out of the country

The coverage solution is an inland marine policy because it can provide "all risk" coverage and will follow the property anywhere.