This product can be written as either monoline general liability or package and is designed to accommodate the coverage and pricing needs of a wide variety of commercial auto risks.

As a business owner, you may use box trucks, delivery vans, contractor vehicles or mobile equipment to get the job done. Or, perhaps you operate an auto repair shop, towing service, service station or parking garage to serve the motoring public. Either way, you could be held liable for accidents arising out of your day-to day operations.

Available Coverage
  • Broad eligibility
  • Truckers hauling a wide array of freight
  • Risks with up to 20 units
  • New ventures
  • Additional rate credits available based on favorable risk characteristics
Coverage Limits Available
  • Property values up to $3,000,000 in protection classes 1-8, $1,000,000 in protection classes 9-10 and $500,000 in coastal zones (excluding wind and hail coverage)
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000
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Claim Examples
  • Property Damage: A driver accidentally drops a wrench on a glass table while picking up tools causing $1,200 in property damage
  • Bodily Injury: A driver accidentally leaves boxes/debris on the ground after delivering merchandise and someone else trips and falls over the items incurring $7,000 in medical bills and $750 in lost wages
  • Property Damage: A driver accidentally delivers components into the wrong bin at a manufacturing business and leaves the premises. The manufacturer runs the components through the wrong machine and damages the line of products causing $2,700 in property damage
  • Personal & Advertising Injury: A driver makes slanderous remarks to a store owner involving a product that he is delivering and the store owner stops buying the product from the manufacturer resulting in $2,100 in lost income
  • Bodily Injury: A customer slip and falls at the insured’s premises, incurring $14,500 in medical bills and $1,000 in lost wages