Learn about Scooter Insurance

It's hard to find an insurance company that will take so many different scooters, but look no further! We can help insure most scooters, including everything from sporty to vintage models and 3-wheeled, such as the Piaggio MP3.

​What does Scooter/Moped insurance cover?
  • Safety Apparel Coverage This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
  • Annual Policy If there's a beautiful sunny day, you don't want to miss it. No calls, no hassle with our annual policy you can insure your scooter even in the "off-season."
  • Liability Only Coverage This broad coverage is meant for accidents involving your scooter (the coverage is for third-party injuries and property damage).
  • Increased Limits You can choose the limits that you want on your liability.
  • Collision Coverage Regardless of who is at fault, this covers your scooter in the event of damage caused by collision with other vehicles and trees or utility poles.
  • Other Than Collision Coverage Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
  • Medical Payments Coverage Hopefully, never needed, but very important with scooter insurance, this coverage pays for the necessary medical care you receive as a result of an accident.
  • Uninsured/Underinsured Motorist Coverage Coverage that protects you financially if you're in an accident with someone who's at fault and either has no insurance or insufficient insurance.

Sample of Insurable Scooters From Most Major Manufactures Include:
  • American Lifan Scooters
  • Cagiva Scooters
  • Genuine Scooters
  • Honda Scooters
  • JMStar Scooters
  • Kymco Scooters
  • Piaggio Scooters
  • Roketa Scooters
  • Suni Scooters
  • Sym USA Scooters
  • Taiwan Golden Bee (TGB) Scooters
  • Tank Scooters
  • Vespa Scooters®
  • Yamaha Scooters
For scooter models that do not appear in the NADA or Kelly Blue Book Appraisal guides, we may require proof of title or certificate of origin in order to quote or book the policy.