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Harris, Reed & Seiferth
​Insurance Group Blog

How to Choose a Dental Carrier

2/23/2022

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Picture
​Here are the top things you should consider when choosing the right dental carrier for you.
​​
Network
Visiting a network provider will usually save you money, so it’s good to look for a dental carrier with a large network and providers near you.

Maximums
The maximum is how much the carrier may contribute to your dental costs during the benefit period.

Waiting periods
Carriers can offer a variety of plans to match different needs. If there is a procedure you need done soon, like a root canal, look at available plans that don’t have a waiting period for that service before benefits begin.

Benefit tiers
Procedures are classified into four categories— Preventive, Basic, Major, and Orthodontia. The carrier covers a percentage of a procedure cost based on which benefit tier the procedure falls into. But be careful! Not every carrier or plan categorizes procedures the same, which could result in
lower coverage.

Special features
Be sure to look for a carrier who provides additional features such as child orthodontia, LASIK, hearing benefits, teeth whitening, and more!

Ameritas ticks all these boxes. PrimeStar® individual dental plans are designed for someone like you!
✔ access to the Ameritas Dental Network, one of the nation’s largest
✔ generous annual maximums
✔ no waiting periods*, and next-day effective dates
✔ benefit tiers that provide comprehensive coverage
✔ special features* such as child orthodontia, LASIK, hearing benefits, and teeth whitening

Click here to find affordable dental insurance and vision plans in your area.
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