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Foremost: Outdoor Brochure
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What is All Terrain Vehicle Insurance?
All Terrain Vehicle insurance provides financial protection against physical damage and/or bodily injury resulting from collisions and against liability that could also arise from the use or storage of your ATV.
We provide insurance for a number of vehicles that fall under the category all terrain vehicles.
We provide insurance for a number of vehicles that fall under the category all terrain vehicles.
Additional ATV Insurance Information
Although most people think of 4-wheelers when it comes to ATV insurance, in some cases ATV insurance policies can also cover:
We've Got Your ATV Covered:
- Snowmobiles
- Segways
- Golf Carts
- Tracked All Terrain Vehicles
- Amphibious Vehicles
- Go Carts
- Certain Motorcycles
We've Got Your ATV Covered:
- Safety Apparel Coverage This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
- Optional Equipment Coverage We include $500 for optional equipment coverage, depending on your policy. This covers any "extras" added to your ride, including towable trailers or sleds made for use with your ORV.
- Annual Policies If the trail is calling, you don't want to miss it. No calls, no hassle with our annual policy you can insure your ORV even in the "off-season."
- Medical Payments Coverage Hopefully never needed, but always important with off-road vehicle insurance, this coverage pays for the necessary medical care you receive as a result of an off-road vehicle accident.
- Liability Coverage This broad coverage is meant for accidents involving your ORV (the coverage is for third-party injuries and property damage).
- Increased Limits You can choose the limits that you want on your liability.
- Collision Coverage Regardless of who is at fault, this covers your ORV in the event of damage caused by collision with other vehicles and trees or utility poles.
- Other Than Collision Coverage Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
- Trailer Coverage Provides coverage for a specifically designed trailer to transport your ORV (valued up to $7,500)