There are few better things to do in the summer than being on open water and fishing with friends. Before you head out to your favorite spot to reel 'em in this season, make sure you have a well-supplied tackle box. Here's our list of seven tackle box essentials. 

1. Extra line. Breaking your line is never fun. Whether it got caught in a mess of flotsam or bitten off by the one that got away, it's almost certain that your line will break eventually. Whatever you're fishing for, make sure you have an extra spool of line for that kind of fish. It's also a good idea to grab some heavier line if you're out on rough waters to reduce the chances of your line snapping.
2. Sinkers. Line, hook and worm aren't heavy enough to hit a fish's line of sight. Be sure to have a variety of sinkers to attach to your line to compensate. Keep in mind, the less current, the less weight you need. 
3. Extra hooks. If your tackle box that has an assortment of extra hooks, you'll be prepared for a variety of different fish. If you're newer to fishing, don't be overwhelmed with the array of styles, colors and shapes! The Extra Wide Gap and Worm Hook are two styles that are easy to work with and make for great general purpose hooks.
4. Bobbers. Not all bobbers are made equal! Make sure your bobbers are properly sized and weighted for the type of fish you want to catch. An adjustable fixed bobber like a tapered stick bobber will offer little resistance when a fish bites. 
5. Needle Nose Pliers. A pair of trusty pliers are great for when a fish has swallowed a hook whole and you need to get it out. This tool is also useful for clamping down weight to your line.
6. Bait. This one is a no-brainer, but yet still manages to trip people up. Just like your bobbers, hooks, sinkers and line, your bait needs to match the type of fish you want to catch. Whether you're using live bait or plastic, make sure you have enough to last you a full fishing trip!
7. Sunscreen. Even if your trip doesn't call for sunny skies, we recommend wearing sunscreen! The Skin Cancer Foundation says that almost half of the sun's UV rays still hit the Earth on a completely cloudy day. You might forget to put your sunscreen on at home, but if you keep it tucked in your tackle box, it'll serve as a reminder to apply right away.

These seven basics won't guarantee you fish for days, but they should help make your next fishing excursion less stressful!

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Source : https://www.foremost.com/learning-center/7-things-you-need-in-a-tackle-box.asp

Do you own a boat and are you looking for insurance coverage but don't know where to start? If can seem overwhelming at first, and that's why it can be a good idea to seek advice from an insurance agent. We spoke with a marine product manager to gain some insight on boat insurance, and they recommend five important questions you may want to ask while shopping around.

1. Do I need insurance for my boat?

"Some people may think that their boat is adequately covered through an endorsement on their homeowner's policy. Worse yet, they don't carry any coverage at all. Boat owners should look for a specialized insurance policy that offers the coverages that fit their boat and lifestyle. It's better to be prepared and have it insured for peace of mind while on the water."


2. Will my personal property be covered?

"Buying life vests, water skis and fishing gear can really add up. A good policy will not only provide coverage for all of this equipment, but also for other personal property on board."


3. What discounts are available?
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"There's a variety of discounts a customer could qualify for, like a multi-policy discount if they insure more than just a boat with the same company, or a multi-unit discount if they insure more than one boat. Discounts will help a customer save money on the policy's premium."


4. Is towing and roadside assistance available?

"A day of fun in the sun could easily be ruined if the boat breaks down while on the water. This is a great coverage to add to a policy and covers either the cost of certain emergency fixes at the point where the boat broke down, or the cost of towing the boat to nearest repair shop. Towing and assistance should also apply to the trailer if it breaks down while towing the boat."
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5. Is the type of boat I have eligible for insurance coverage?

"There are many different kinds of boats — pontoons, open bow, fishing boats, cabin cruisers—and even more things to consider like speed, length, value and use of the vessels. That's why it's important to make sure your agent knows all these things up front, even how you will use your boat. Your agent can help you get the insurance coverages that are just the right fit."

Looking for boat insurance? Get a quote today by clicking here.

Source: ​https://www.foremost.com/learning-center/five-questions-to-ask-about-boat-insurance.asp