Learn about Travel Insurance

We have plans conveniently available for purchase online with enhancements like coverage for Adventure Sports and Destination Weddings!

What is Travel Insurance?

Travel insurance is a type of insurance (like car or home insurance) that provides coverage for certain costs and losses associated with traveling.​

So, how does a Travel Insurance policy work?

Travel Guard travel insurance and assistance plans can be there for you before, during and after your trip. Covering millions of travelers per year for more than 20 years, our unmatched level of service and commitment can help you during your travels should the unexpected occur. Each travel insurance plan comes with complete 24-hour travel and medical assistance services via a toll-free number from anywhere in the world. If you lose your luggage, suddenly become ill or injured, need new flight or car rental arrangements, emergency prescription replacement (and much more!), we can help.

Coverages for:
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Lost Luggage
  • Medical Expenses
Coverage highlights
  • On many Travel Guard policies, purchasing your travel insurance the same day you make your first trip deposit (or shortly after) may qualify you for the pre-existing medical condition exclusion waiver. 
  • The new Lodging Expense Benefit may cover up to a total of $500 per person for certain additional lodging expenses, available to most new and existing policyholders who select Travel Guard’s Preferred or Deluxe travel insurance plans and indicate a destination outside the U.S.* 
  • Travel with confidence knowing you have Travel Guard's Rental Vehicle Damage Coverage insurance plan. It's an affordable physical damage insurance plan for rental cars that may provide coverage for costs of repairs for damage to your rental car due to collision or vandalism, for example. Better yet, this rental car insurance plan provides primary coverage. Medical payments of $5,000 included.
Optional coverages
  • You can often add coverages unique to your travel situation. For example, Travel Guard has an adventure sports bundle that covers activities such as zip lining or rock climbing.
  • There is also enhanced medical expense coverage, car rental collision damage coverage, and more.