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Harris, Reed & Seiferth
​Insurance Group Blog

Holiday fire safety

12/6/2021

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It's the holiday season again – that special time of year when you brighten your home with colorful and twinkling lights. Although decorating with electric lighting helps you create a cheerful atmosphere, it also brings an increased risk of accidental fire.
​
Here are some important safety tips to help you avoid electrical fires, overloaded circuits and other holiday fire hazards both outside and inside your home.

Outside lights
  • Always buy lights and electrical decorations bearing the name of an independent testing lab, and follow the manufacturer's instructions for installation and maintenance.
  • Never use seasonal lighting outside your home unless it is specifically labeled for outdoor use.
  • Connect outside lighting to a Ground Fault Circuit Interrupting (GFCI) outlet. If you don't have a GFCI outlet, contact a qualified electrician for proper installation.
  • Never secure the wiring of outdoor lighting with staples or nails – or place lights on sharp hooks or nails.
  • Do not close doors or windows on extension cords, or mount lights in any way that can damage the cord's wire insulation.
  • Carefully inspect new and previously used light strings and replace damaged items before plugging lights in. Never overload extension cords.
Inside lights
  • Keep kids and pets away from light strings and electrical decorations.
  • Unplug all holiday lighting before leaving the house or when going to bed.
  • Make sure the lamps do not rest on the supply cord or on any wire.
  • Avoid covering lights with cloth, paper or any material that is not part of the lighting.
  • Throw away any lighting that shows cut, damaged or frayed wire insulation or cords. Also discard lights with cracks in lamp holders, loose connections or exposed copper wire.
  • Virtually all holiday lighting is provided with overload fuse protection. A blown fuse indicates an overload or short-circuit situation. When this occurs, unplug lights from the outlet immediately and replace the blown fuse.
  • If the replacement fuse blows, a short circuit may be present. Either throw the light string away – or return it to the retailer if new.
  • Take the lights down when the holidays are over. Seasonal lighting is not intended for permanent installation or use.
Christmas tree safety
  • When lights are placed on a live tree, be sure your tree is fresh and well maintained. Never purchase a tree with dry or dropping needles.
  • Keep live trees as moist as possible by giving them plenty of water every day.
  • Choose a sturdy tree stand designed not to tip over. Make sure the tree stand is well secured and stable before putting on the lights.
  • Always use safe tree lights that have been tested by an independent testing laboratory.
  • Inspect lights carefully. If a string of lights has worn, frayed or broken cords, or loose bulb connections it should not be used.
  • Place the tree at least three feet away from any heat source. Try to position it near an outlet so cords don't have to run long distances.
  • Do not position the Christmas tree where it may block exits.
  • Never use electric lights on a metal tree.
  • Buy artificial trees only if they are labeled as fire-retardant.
  • Make sure larger tree lights have some type of reflector rather than a bare bulb.
  • Keep an eye on children when they are near the tree and do not let them play with the wiring or lights.
  • Store matches and lighters up high, out of the reach of children.
  • Safely dispose of the tree when it begins dropping needles. Don't keep dried out trees in your home or garage, as they are highly flammable.
  • NEVER attempt to burn a dried out tree in your home's fireplace. It may burst into hard-to-control flame instantly.
Candle fire – Beauty or a beast?
  • The warm glow of holiday candlelight is beautiful, but can be a severe fire hazard. Since December is the peak month for candle fires, put safety first when lighting any holiday candle. Here are a few safety tips to observe.
  • NEVER use candles to decorate your Christmas tree!
  • Keep candles away from decorations and other combustible materials.
  • Extinguish all candles when leaving the room or going to sleep.
  • Don't place candles in windows, where blinds and curtains can close over them.
  • Use sturdy candleholders that won't tip over easily and are large enough to collect dripping wax.
  • Remember, a candle is an open flame and can easily ignite nearby combustible materials – such as clothing, books, paper or any flammable liquid.
  • Keep candlewicks trimmed to one quarter inch and extinguish taper and pillar candles when they are within two inches of the holder. Votive candles should be put out before the last half-inch of wax starts to melt.
Candles and children
  • Keep candles up high and out of reach of children.
  • Do not use candles in places where they could be knocked over by children.
  • Never leave a young child unattended in a room with a lighted candle.
  • Don't allow children or teens to have candles in their bedrooms.
  • Store candles, matches and lighters up high – out of children's sight and reach.
During power outages
  • Try to avoid carrying a lit candle.
  • Don't use a lit candle when searching for items in a confined space.
  • Never use a candle for a light when checking pilot lights or fueling equipment such as a kerosene heater or lantern.
Sources of holiday lighting information and web links
  • National Fire Protection Association (NFPA)









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Revamp Your Kitchen

12/2/2021

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Whether you bought a new or used mobile home, odds are that when you purchased it the design wasn’t exactly what you wanted. Builders may not use the most high-end materials on new builds, and if it’s an older model, it may be time for an update. If you ever plan to revamp a room in your mobile home, consider starting with the kitchen. It can make your mobile home look more modern, and they can have some of the best return-on-investment rates.*
​
If you’re not sure where to start in your kitchen or if you’re looking for inspiration, you’re in the right place. Foremost® has done some research for you and put together a list of ideas you can use to give your kitchen a more updated look!
  • Paint your cabinets.
    This can be a great option to give your kitchen a completely new look. If it’s in your budget, consider having professional painters do the job. However, if you’re up for the challenge, there are plenty of step-by-step tutorials online that explain how to prep and paint your cabinets. You can definitely save some money if you go this route, but it is not an easy task!
  • Add an island.
    This could be a nice way to add more counter space without doing extensive work. We’ve learned that there is such a thing as a mobile kitchen island. They have wheels and will allow you to move the island where you need it. There are a wide variety of styles to choose from, so you are likely to find one that matches your kitchen.
  • Update the lighting.
    Switching out your light fixtures can be a game changer. Replacing the light fixtures with more decorative options is a simple change that can make the space look trendier, more unique and improve the overall style of your home. If you want to save a few dollar bills on your electric bill, consider going with energy saving LED lighting.
  • Paint the walls.
    This can be an inexpensive way to change the look of any room. With kitchens, you typically want to brighten up the space, so you may want to go with a lighter color. The wall color will depend on what your cabinet colors are, so make sure you pick one that pairs nicely. White is timeless (and popular right now), so that is a color you can’t go wrong with!
  • Install backsplash.
    Adding backsplash to your kitchen or switching out your current backsplash can instantly give the space a facelift. If you’re into DIY projects there is plenty of free information and videos online that explain how to install it. However, if it looks too intimidating, it may be best to get it professionally installed.
  • Switch out the hardware.
    Replacing the knobs and handles on your kitchen cabinets is an easy, inexpensive way to give your kitchen a new look! There are tons of different colors and styles to choose from; you can visit your local hardware store to see what your options are or search online.
  • New window treatments.
    Giving your windows a more polished look can really complete the look of your kitchen. There are certain styles that are popular for kitchens right now and will be sure to make a statement in the room whenever you have guests over. Window treatment styles to consider are: Roman shades, faux wood blinds, wood shutters and roller shades.
We hope some of these suggestions fit into your budget and give you the motivation to get started. Good luck on your DIY journey!

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