Harris, Reed & Seiferth Insurance Group
  • Home
  • Quotes
    • Property >
      • Home Quote
      • Condo Quote
      • Mobile Home Quote
      • Renters Quote
      • Personal Vacant Property Quote
      • Landlords Quote
      • Flood Quote
      • Personal Inland Marine Quote
      • Personal Vacant Land Quote
      • Builder's Risk Quote
    • Vehicles >
      • Auto Quote
      • Motorcycle Quote
      • Snowmobile Quote
      • ATV Quote
      • Motor Home/RV Quote
      • Golf Cart Quote
      • Scooter Quote
      • Roadside Assistance Quote
    • Life >
      • Life Insurance Quote
    • Medical >
      • Health Quote
      • Dental Quote
      • Vision Quote
      • Critical Illness Quote
      • Disability Quote
      • Medicare Supplement Plan Quote
      • Long Term Care Quote
    • Business >
      • Business Quote
    • Specialty >
      • Boatowners Quote
      • Umbrella Quote
      • Travel Insurance Quote
      • Private Horse Owner Liability Quote
  • Products
    • Property >
      • Learn about Home Insurance
      • Learn about Condo Insurance
      • Learn about Renters Insurance
      • Learn about Mobile Home Insurance
      • Learn about Personal Inland Marine Insurance
      • Learn about Vacant Land (Personal)
      • Learn about Vacant Property
      • Learn about Flood Insurance
      • Learn about Builder's Risk Insurance
      • Learn about Landlords Insurance
    • Vehicles >
      • Learn about Auto Insurance
      • Learn about Classic Car Insurance
      • Learn about Motorcycle Insurance
      • Learn about Snowmobile Insurance
      • Learn about ATV Insurance
      • Learn about RV Insurance
      • Learn about Golf Cart Insurance
      • Learn about Scooter Insurance
      • Learn About Roadside Assistance Insurance
    • Life >
      • Learn about Life Insurance
      • Learn about Guaranteed Issue
    • Medical >
      • Learn about Health Insurance
      • Learn about Dental Insurance
      • Learn about Vision Insurance
      • Learn about Critical Illness Insurance
      • Learn about Disability Insurance
      • Learn about Long Term Care Insurance
      • Learn about Medicare Advantage Plans Insurance
    • Business >
      • Learn about Business Insurance
      • Learn about Commercial Marine Insurance
    • Specialty >
      • Learn about Boatowners Insurance
      • Learn about Aviation Insurance
      • Learn about Umbrella Insurance
      • Learn about Travel Insurance
      • Learn about Private Horse Owner Liability Insurance
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
  • Resources
    • Blog
    • Free Home Inventory Checklist
    • Free Disaster Preparedness Plan
    • Refer a Friend
  • About
    • Insurance Carriers
    • Accessibility Statement
    • Contact
  • Home
  • Quotes
    • Property >
      • Home Quote
      • Condo Quote
      • Mobile Home Quote
      • Renters Quote
      • Personal Vacant Property Quote
      • Landlords Quote
      • Flood Quote
      • Personal Inland Marine Quote
      • Personal Vacant Land Quote
      • Builder's Risk Quote
    • Vehicles >
      • Auto Quote
      • Motorcycle Quote
      • Snowmobile Quote
      • ATV Quote
      • Motor Home/RV Quote
      • Golf Cart Quote
      • Scooter Quote
      • Roadside Assistance Quote
    • Life >
      • Life Insurance Quote
    • Medical >
      • Health Quote
      • Dental Quote
      • Vision Quote
      • Critical Illness Quote
      • Disability Quote
      • Medicare Supplement Plan Quote
      • Long Term Care Quote
    • Business >
      • Business Quote
    • Specialty >
      • Boatowners Quote
      • Umbrella Quote
      • Travel Insurance Quote
      • Private Horse Owner Liability Quote
  • Products
    • Property >
      • Learn about Home Insurance
      • Learn about Condo Insurance
      • Learn about Renters Insurance
      • Learn about Mobile Home Insurance
      • Learn about Personal Inland Marine Insurance
      • Learn about Vacant Land (Personal)
      • Learn about Vacant Property
      • Learn about Flood Insurance
      • Learn about Builder's Risk Insurance
      • Learn about Landlords Insurance
    • Vehicles >
      • Learn about Auto Insurance
      • Learn about Classic Car Insurance
      • Learn about Motorcycle Insurance
      • Learn about Snowmobile Insurance
      • Learn about ATV Insurance
      • Learn about RV Insurance
      • Learn about Golf Cart Insurance
      • Learn about Scooter Insurance
      • Learn About Roadside Assistance Insurance
    • Life >
      • Learn about Life Insurance
      • Learn about Guaranteed Issue
    • Medical >
      • Learn about Health Insurance
      • Learn about Dental Insurance
      • Learn about Vision Insurance
      • Learn about Critical Illness Insurance
      • Learn about Disability Insurance
      • Learn about Long Term Care Insurance
      • Learn about Medicare Advantage Plans Insurance
    • Business >
      • Learn about Business Insurance
      • Learn about Commercial Marine Insurance
    • Specialty >
      • Learn about Boatowners Insurance
      • Learn about Aviation Insurance
      • Learn about Umbrella Insurance
      • Learn about Travel Insurance
      • Learn about Private Horse Owner Liability Insurance
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
  • Resources
    • Blog
    • Free Home Inventory Checklist
    • Free Disaster Preparedness Plan
    • Refer a Friend
  • About
    • Insurance Carriers
    • Accessibility Statement
    • Contact

Harris, Reed & Seiferth
​Insurance Group Blog

Get your motorcycle out of storage

3/30/2020

0 Comments

 
You've stored your bike all winter long safely, protecting your investment from the harsh temperatures. Follow these helpful motorcycle safety tips from the Foremost Insurance Group and the American Motorcyclist Association to make your first trip worry-free.

Get a service check
It's a good idea to have your bike serviced prior to taking it out for the first ride. Since you've already changed the oil and trickle-charged the battery prior to and during storage you should be in good shape. Have these items, the tires and the coolant checked (if your bike is liquid-cooled) during the service appointment.

Carry a tool kit
Flat tires can cut a ride short. The best way to prepare yourself is to carry tools to temporarily repair a flat and know how to use them. You should always carry a pressure gauge and use it often to help avoid flats. However, accidents do happen. Always carry a tire repair kit and know how to plug the damage and inflate the tire by means of CO2 cartridges, or by using a pump, so you can get to a garage and have the tire replaced. Practice on an old tire.

It's also a good idea to carry a flashlight and a spare fuse. You can't plan when your bike will get a flat or breakdown, so have the tools you need to make minor repairs to get you back on the road. If you're going on a longer trip it's also a good idea to carry a spare electrical relay, fuel filter (if these apply to your bike), headlight bulbs or other similar items that can malfunction. Always carry a cell phone especially if you're riding solo.

Wear the proper gear for your comfort
Your body is exposed to the elements when you ride so protect yourself from temperature and moisture changes. Even a short trip can take you through a variety of temperatures. Carrying an extra pair of dry gloves can make a world of difference. Also consider wearing jackets with venting and removable linings, and layer your clothing so you can add or remove depending on the temperature. In warmer weather bring along a rain suit. The goal is to stay warm and dry.

Enjoy the ride
Take precautions and pack smartly and you'll make great memories. Create a list of things you'll need before you start out, and then add or remove items depending on your experience and your bike.

Motorcycle Insurance
Another important motorcycle safety tip is to make sure you have the right motorcycle insurance coverage. Take a look at our coverage options on our motorcycle insurance page, or get a quote.

Source: https://www.foremost.com/learning-center/get-your-motorcycle-out-of-storage.asp
Motorcycle Quote
0 Comments

Shingle Repair for Mobile Homes

3/30/2020

0 Comments

 
Picture
Learn About Mobile Home Insurance
The process for installing shingles on mobile homes is exactly the same as site-built homes. However, on site-built homes, two or three layers of shingles are acceptable. On a mobile home, one layer is the limit.
This means, if your shingles need replacing, that's exactly what you need to do – remove and replace them. You can't solve the problem by covering them with a second layer of shingles.

The reason is weight. A square of shingles that only covers 100 square feet, weighs about 240 pounds. Your roof might require nine or more squares. Mobile home roof trusses aren't built to handle the weight of a double layer of shingles.

Fix-It Tips!
If possible, replace your shingles on a hot day when they are more pliable and seal better.
Seal minor splits and cracks to shingles with roofing cement. You can also try to cement down curled shingles-but they will probably have to be replaced.

When Shingles Wear Out
Fiberglass and asphalt shingles are durable, water resistant, roofing materials. Under ideal conditions, some of the higher quality shingles may last 30 years, but that is optimistic. If your shingles have been up for 15 or more years, you might need to re-roof in the not-too-distant future – especially if you live in a snowbelt or high heat area. In addition, shingles on mobile homes with low-slope roofs have a tendency to wear out earlier. On a roof with less pitch, the shingles are more exposed to sun, water and snow.

It's important to periodically examine your shingles for damage after you have removed all debris. Check them every spring and fall, and after a hailstorm or high winds. Promptly replace any cracked, curled-up, broken or missing shingles. If you don't, rain water could seep under the sheathing and leak into your sidewalls or ceiling.

Examine the roof up close from a ladder. Particularly check the roof ridge and valleys for cracked shingles, and the bottom and side rows for curled back or broken shingles.

Replacing a damaged shingle is a relatively easy repair.
Here's what you'll need to replace shingles - 

Materials:
  • replacement shingles
  • roofing nails
  • roofing cement

Tools:
  • hammer
  • utility knife
  • long knife
  • small piece of plywood.

Step 1: Cut through sealer strips
If installed properly, each shingle should have eight nails holding it in place: four in the middle, about ½ inch above the tab cutouts (these four nails also go through the top of the shingle below), and four along the top (these four nails are pounded through the middle of the shingle above). See the diagram that shows how shingles are installed.

To replace one shingle, you need to loosen at least three shingles: the one being replaced and the two shingles on the two rows above the damaged shingle. You will need to cut through the sealer strip (also called “adhesive line”) on these shingles. The sealer strip is a dashed line of asphalt adhesive that runs across the middle of the shingle. To loosen, slide a long knife, putty knife or small crowbar under the damaged shingle. The tool must reach over halfway up the shingle. Slide it along the entire length of the shingle. Repeat this procedure for the shingles on the two rows above the damaged shingle.

Step 2: Remove nails along middle of damaged shingle
You do not want to crack or split the shingles above or below the damaged shingle. Carefully slide a pry bar under the damaged shingle. You might want to slide a piece of plywood under the pry bar to protect the shingle underneath. Gently pry up the damaged shingle, being careful not to damage the shingles above. You do not need to pry the damaged shingle up very far-just enough to loosen the four middle nails.

Remove the pry bar and plywood. Carefully lift up the tabs on the shingle above the damaged shingle. Work the nails (in the middle of the damaged shingle) back and forth with your fingers until you can remove them.

Step 3: Repeat procedure on next level
Remove the four nails holding down the top of the damaged shingle. Because these nails are also holding down the middle of the shingle just above, you will need to gently pry up this shingle to loosen nails.
Carefully slide the pry bar under the shingle just above the damaged shingle. Repeat the previous procedure to loosen nails. You do not need to remove these nails. Loosen them just enough so they no longer go through the damaged shingle.

Step 4: Remove shingle
Slide out the damaged shingle. Use it to size the replacement shingle (if it is not full width.)

Step 5: Replace shingle
Make sure the replacement shingle is the same size as the old shingle. If not, use a utility knife to cut to fit. Slide new shingle into place, and set flush with adjacent shingles. It should fit snugly.

Step 6: Nail
Attach shingle with roofing nails. To prevent leaks, pound nails in already existing holes. If this is not possible, seal the existing nail holes in the shingles with roofing cement. You will probably need to pound in the nails after you have laid all the shingles flat. This means you will have to hit the nails through the shingle immediately above. To prevent damaging the shingles, place a board on top of the shingle and hit the hammer on the board.

Step 7: Cement
Cover all the nails with roofing cement. Press the upper shingles on top of the cement to seal. You may need to weight it down overnight.

Source: https://www.foremost.com/learning-center/staying-on-top-of-shingle-repair.asp

Quote Mobile Home Insurance Now
0 Comments

Can the HealthiestYou telehealth app help you?

3/18/2020

0 Comments

 
Sign up now!
Picture
HealthiestYou is a standard price and includes the whole family -- just $20 per month, making it an affordable option that simplifies care by eliminate the copays and time spent in waiting rooms that come with standard doctors office visits. The HealthiestYou network has doctors licensed in nearly every state, so it's great if travel often inside the country. Included with membership is access to doctors ready to diagnose, treat, and prescribe medication for many of the most common ailments, right over the phone!

HealthiestYou can handle more than 70% of primary care doctor office visits offering:
  • 24/7 access to virtual care from a network of doctors ready to diagnose and prescribe treatment for many common illnesses right over the phone.
  • Comparison shopping for prescriptions using a geo-based search engine. This will help you find the best deals on your medication at local pharmacies.
  • Behavioral health and dermatology services. Simply pay in the app for these additional features.
  • HealthiestYou membership is available to primary member, spouse, and eligible children up to age 18. Membership for children only is not available.
NEW! Behavioral Health Care – You can receive support for anxiety, depression, eating disorders, family problems, and other issues. Care from a licensed psychiatrist, psychologist, or therapist is available by phone or video 7 days a week.
  • Psychiatrist: $200 for initial evaluation & $95 for each ongoing session
  • Psychologists or Therapists: $85 per session

NEW! Dermatology Services – You can share photos of your skin condition or infection with a board-certified dermatologist and receive a diagnosis and treatment plan within two business days (typically within 8 hours). Free follow-up is included for a week after the session.
  • Dermatologist: $75 per session

​HealthiestYou can be a great add-on to insurance products you currently have! Click the button below to get started.
Sign up now!
0 Comments

    Categories

    All
    ATV
    Boats
    Business
    Dental
    FAQs
    Financial
    Flood
    Golf Cart
    Health
    Home
    Insurance
    Life
    Local
    Motorcycles
    RV's
    Safety
    Snowmobile
    Trailer

    Archives

    October 2022
    September 2022
    July 2022
    June 2022
    March 2022
    February 2022
    December 2021
    October 2021
    May 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    May 2020
    April 2020
    March 2020
    February 2020
    December 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    September 2018
    April 2018
    March 2018
    February 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    April 2017
    March 2017

    RSS Feed

Connect With Us

Contact Us

Click Here to Email Us

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us

Share This Page

Florida
6650 W. Indiantown Rd.
Jupiter, FL 33458


(561) 768-8176

Texas
11811 North Freeway, 
Houston, TX 77060

(713) 487-5538

Website by InsuranceSplash
© 2023 by HARRIS, REED & SEIFERTH INSURANCE GROUP, INC.
Photos used under Creative Commons from Ian Sane, allesopdemotor.nl de meest informatieve motor site, Carl Johan, Peter O'Connor aka anemoneprojectors, Jim Larrison, martinrstone, Gamma Man, onnola