Learn about
​International Business Insurance

Designed for U.S.-based organizations conducting business overseas, providing protection for operations or expat travel beyond our nation’s border.

Foreign Package Policy

As the number of organizations conducting business outside the United States continues to rapidly grow, the need for U.S.-based entities to minimize international exposures has never been more critical. In response, we have the capacity to offer International Business policy to protect our customers against the many risks that these exposures present.
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Why do Clients need a Foreign Package Policy?
Almost every organization needs international insurance when traveling or selling products outside of the United States. Domestic insurance does not adequately respond to risks organizations face when traveling or operating outside of the country. Failure to fully evaluate international insurance needs could result in unexpected and costly gaps in coverage.

​Typical entities that purchase coverage include: ship repairers, churches, schools, non-profits, manufacturers, engineering firms, architects, lawyers, contractors, financial institutions, consultants, retail stores, healthcare providers, and tech companies.
Minimums 
  • Policy starts at $2,500 annual premium with options for multiyear policies.

Available Coverages:
  • Commercial General Liability
  • Employers Responsibility including Foreign Voluntary Compensation
  • Executive Assistance® Services including:
    • Automatic Emergency Medical Evacuation / Repatriation
    • Automatic Political Evacuation / Relocation
    • Natural Disaster Evacuation
  • Contingent Employers Liability
  • Contingent Auto Liability
  • Kidnap & Extortion
  • International AD&D and Medical – Employee
  • International AD&D and Medical – Student and Chaperone
  • Commercial Property and Time Element
  • Ocean Cargo and Inland Marine
  • Boiler & Machinery​
Typical Client Profile
  • Companies with employees who travel internationally
  • Companies with employees stationed in foreign countries (temporarily or permanently)
  • International event attendees and exhibitors (conferences, trade fairs)
  • Exporters of goods or services
  • Professional firms or other businesses that perform work overseas
  • Sponsors of overseas trips, tours or study abroad programs
  • Companies with overseas sales offices or operations (owned or leased)
  • Companies doing business via the internet (sale of goods or services)

Key Competitive Advantages
  • Automatic coverage and policy level enhancements specific to wholesale brokers
  • Travel App – State of the art smartphone application available at no additional charge to insured travelers
  • Dedicated international team focused on helping you identify your client’s unique foreign exposures and quickly delivering a multinational insurance solution
  • Global network of underwriting and claims professionals with local operations in 54 countries and ability to write coverage in over 200 countries