Learn about Renters Insurance

Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow? It only takes a few minutes to see how affordable renters coverage can be.

What is Renters' Insurance?

Get a quote for renters insurance

Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance. This includes liability insurance. The tenant's personal property is also covered against named perils such as fire, theft and vandalism. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant's belongings

Typical Coverage for Renters Includes

Coverage C (Personal Property): up to $150,000
Coverage D (Additional Living Expenses): 20% of Cov C included
Coverage E (Personal Liability) $100,000 included; $300 available
Coverage F (Medical Payments) $1k included; $2k, $3k available

Dedecutible Optionals Available

Additonal endorsements and coverages available

Payment Options:

Full Pay
Semi annual
Quarterly
Monthly

How Much Do I Need?

The cost of renters insurance and the amount of personal property coverage you need depends on how much your property is worth.

To get a better understanding of your coverage needs, ask yourself the following questions:

How much are my belongings worth?
Could I afford to buy it all back again if it were destroyed in a fire or stolen?
What would I do in the event of a liability lawsuit against me?

And one more thing. If you have ever asked yourself "Do I need renters insurance?" the answer is probably yes.

Contact us to learn more about the right renters insurance policy for you.

Brochure: FLOOD INSURANCE FOR RENTERS

FLOOD INSURANCE FOR RENTERS
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