Learn About Marine Artisan Insurance

Coverage for underwater boat bottom cleaning, installation, repair or service work on private and commercial watercraft. 
Marine Artisan
We have several programs designed to cover marine artisans, which are individuals or small businesses performing underwater boat bottom cleaning, installation, service, or repair on private or commercial watercraft.

​Typically, they will work at a marina or boatyard owned by others, work on private or small commercial watercraft and have gross receipts of $3,000,000 per year or less and at least 80% of their annual gross receipts are derived from one or more of the trades listed below.
Trade examples include the following businesses: 
  • Underwater boat bottom cleaning and detailing
  • Repair and/or install:
    • Electronics and electrical systems
    • Fiberglass and topside
    • Canvas, sail and upholstery
    • Prop and/or restoration
  • Repair, overhaul or service engines
  • ​Carpentry and refurbishing
  • Woodworking
  • Painting / bottom coating
  • Marine refrigeration & plumbing
  • Marine rigging work
  • Marine welding work
  • Maritime Consulting and Management Services (Professional Liability)
  • Outfiting
  • Shrink wrapping
  • Soda blasting
  • Vessel commissioning
  • Winterization
  • Vessel Salvage
  • Vessel Survey (Professional Liability)
  • Vessel Inspection (Professional Liability)​
  • Yacht Management Services (Professional Liability)
  • Auto and Boat Detailing Services
​Boat Cleaning Services
  • Boat Inspection and Appraisal Services
  • Boat Inspector
  • Boat Registrars
  • Boat/Ship Inspection Services
  • Commercial Divers
  • Diver
  • Diver (Hull Inspection, Cleaning and Removal Services)
  • Inspections, Maintenance and Repairs Boats Engines, Hulls and Propellers, Rigging Masts and Sales
  • Manufacturing, Distribution and Installing of Boat Docks
  • Marine Electrical Surveying, Consulting, Inspections, Investigation Services
  • Marine Engineering
  • Marine Engineering Consultant Boat/Ship Inspection Services
  • Marine Engineering Services (Using Subs to Complete Repairs)
  • Marine Engineers
  • Marine Engineers and Naval Architects
  • Marine Refrigeration Consultant
  • Marine Related Default Services
  • Marine Service Provider
  • Marine/Boat Inspection Services
  • Motorboat Mechanics
  • On Water Boat System Use and Maintenance Training
  • Underwater Inspections and Surveys
  • Underwater Photgraphers
  • Underwater Services
  • Underwater Sonar Mapping Services
  • Water Diving
  • Yacht and Commercial Craft Surveyors
  • Yacht Brokers
  • Yacht Broking Services
  • Yacht Charter and Management Services
  • Yacht Cleaning Services
  • Yacht Design and Engineering Services
  • Yacht Design Services
  • Yacht Inspectors
  • Yacht Rental Broker
  • Yacht Sales
  • Yacht Sales, Valuation and Surveying Consultancy
  • Yacht/Broker for Travel, Sales, Marine Consulting, Surveying, Salvage and Ecommerce and Software Services
Key coverage highlights:
  • Care, custody, and control exposures
  • Worldwide coverage
  • ​Free Blanket AIs
The owners of these businesses need three different types of liability insurance to cover their exposures.
  • First, they need Marine General Liability protection which will cover them if someone is injured while they a performing their work and provides products and completed operations coverage which covers them for damages that occur as a result of the work.
  • Second, they need Marine Operators Liability which covers damage that occurs to non-owned watercraft while it’s in their care custody and control for detailing and cleaning only, or Ship Repairers Legal Liability which covers damage that occurs to a customer’s vessel while it’s in their care custody and control for repairs and for which they are legally liable.
  • The third is Protection and Indemnity which covers them if they are operating customers’ vessels for sea trials.
Looking for something else? Check out our additional Commercial Marine pages:
Marine General Liability FAQ
Marine Charters and Guides
Ocean Marine Cargo
Marine Contractor
Boat Dealers & Brokers
Boat Builders
Marina Operators and Boat Yards
Watercraft Rentals