Harris, Reed & Seiferth Insurance Group
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  • Products
    • Property >
      • Learn about Home Insurance
      • Learn about Condo Insurance
      • Learn about Renters Insurance
      • Learn about Mobile Home Insurance
      • Learn about Personal Inland Marine Insurance
      • Learn about Vacant Land (Personal)
      • Learn about Vacant Property
      • Learn about Flood Insurance
      • Learn about Builder's Risk Insurance
      • Learn about Landlords Insurance
    • Vehicles >
      • Learn about Auto Insurance
      • Learn about Classic Car Insurance
      • Learn about Motorcycle Insurance
      • Learn about Snowmobile Insurance
      • Learn about ATV Insurance
      • Learn about RV Insurance
      • Learn about Golf Cart Insurance
      • Learn about Scooter Insurance
      • Learn About Roadside Assistance Insurance
    • Life >
      • Learn about Life Insurance
      • Learn about Guaranteed Issue
    • Medical >
      • Learn about Health Insurance
      • Learn about Dental Insurance
      • Learn about Vision Insurance
      • Learn about Critical Illness Insurance
      • Learn about Disability Insurance
      • Learn about Long Term Care Insurance
      • Learn about Medicare Advantage Plans Insurance
    • Business >
      • Learn about Business Insurance
      • Learn about Commercial Marine Insurance
    • Specialty >
      • Learn about Boatowners Insurance
      • Learn about Aviation Insurance
      • Learn about Umbrella Insurance
      • Learn about Travel Insurance
      • Learn about Private Horse Owner Liability Insurance
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    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
  • Resources
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    • Refer a Friend
  • About
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    • Accessibility Statement
    • Contact
Insurance for Places of Worship
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About the Insurance Agency
This All-In-One Package is designed to meet the needs of your small house of worship operations. The product specializes in covering small community, start-ups, storefront or inner city operations for all types of religious faiths and denomination.

​Available Coverage for Houses of Worship
General Liability
  • Pastoral Professional Coverage (up to 1,000,000 limits)
  • Abuse and molestation sublimit at no additional cost
  • Personal and advertising coverage
  • Hired and non-owned auto liability coverage available
  • No assault and battery exclusion
  • No designated premises endorsement
  • No general liability deductible

Property
  • Value plus endorsement – 14 valuable coverage enhancements including;
    • $25,000-fine arts
    • $10,000-signs
    • $10,000-transit
    • $5,000-money and securities
    • 5,000-employee dishonesty, and more
  • Special cause of loss form
  • Optional equipment breakdown - includes free boiler inspection if required in your jurisdiction

DIRECTORS & OFFICERS/EMPLOYMENT PRACTICES FEATURES:
  • Separate limits of liability
  • Unlimited defense costs outside the limit
  • Full prior acts
  • Automatically includes third party discrimination and harassment
  • Lifetime occurrence reporting period for former directors and officers
  • Free human resources hotline with unlimited number of calls and no time limits (when EPL is purchased)

Coverage Limits Available for Houses of Worship
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Pastoral professional up to $1,000,000/$1,000,000
  • Abuse and molestation of $100,000/$300,000
  • Property values up to: $3,000,000 in non-coastal zones (protection class 1-8), $250,000 in non-coastal zones (protection class 9-10) or $500,000 in coastal zones (wind/hail restrictions apply)
  • Nonprofit directors & officers liability and employment practices liability limits up to $5,000,000
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Florida
6650 W. Indiantown Rd.
Jupiter, FL 33458


(561) 768-8176

Texas
11811 North Freeway, 
Houston, TX 77060

(713) 487-5538

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