Learn about Marine Charters, Guides & Hired Captains Insurance

Specialty markets and coverage for commercial watercraft risks including fishing guides, charters, and hired captains performing captain services.

Marine Charters, Guides & Hired Captains!
​We offer specialty markets and coverage for many commercial watercraft risks - including fishing guides, charters and Hired Captains!
Target classes:
  • Charters, tours, and water taxis
  • ​Dinner cruises
  • Guided tours
  • Water taxis
  • Charter Fishing, Repositioning of Boats, and Instruction, Maintenance and Docking Boats through Safety Course
  • Fresh Water Fisherman / Commercial Fishing / Fishing Charters
  • Dragon Boat Training Services
  • Marine Navigation Services
  • Marine Pilot
  • Mates - Ship, Boat, and Barge
  • Motorboat Operators
  • On Water Boat System Use and Maintenance Training
  • Remotely Operated Underwater Vehicles Operations and Services
  • Sailing Consultants
  • Scuba and Snorkeling Courses
  • Scuba Training Services
  • Ship and Boat Captains
  • Ship Captains
  • Teaches Boat Owners How to Use Their Boat, Proper Docking, Safety EQuipment and General Boat Operations
  • Tug Boat Services
  • Water Ski School
  • Water Sport Training
  • Water Sports Insructor
  • Yacht Charter and Management Services
  • Yacht Rental Broker
  • Yacht Charter and Management for non-owned vessels (Professional Liability)
  • Yacht Rental Brokers (Professional Liability)
  • Hired Captains, Mates, and Pilots of Water Vessels
    /Freelance providing Captain Services (Professional Liability)​​
  • Captain Services: Vessel Safety Courses - Boat/Water Safety Training Services, Maintenance and docking instruction, Boat Schools, Sailing training & SCUBA training (Professional Liability)
  • Vessels less than or equal to 24' in length used for
    • Sport fishing
    • Sightseeing
    • Hunting guides
  • Many hull types can be considered, including:
    • Center console
    • Sportfish
    • Bass/walleye
    • Flat boats
  • Operator with at least 3 years of loss free experience
  • Operator possesses the licensure required by legal authorities for the waters navigated
  • Well maintained watercraft and the operation ensures the safety of all passengers aboard​
​Broad coverage features:
  • Windstorm extra expense
  • Lower marine electronics deductible
Optional preferred charter package (optional endorsement) includes:
  • Tournament fee reimbursement
  • Referral liability
  • Emergency expense reimbursement
  • Limited commercial fishing
Optional features to ensure well rounded package:
  • Professional Liability - required for many professions (e.g., lawyers, medical professionals, insurance agents), but not required for licensed mariners and is optional. When considering the competitive cost compared to coverages and limits provided, it is a well advised purchase.
  • Business interruption
  • Primary fishing equipment
  • Shoreside liability extension
  • Slip and mooring liability
  • Premises liability

Looking for something else? Check out our additional Commercial Marine pages:
Marine General Liability FAQ
Ocean Marine Cargo
Marine Artisan
Marine Contractor
Boat Dealers & Brokers
Boat Builders
Marina Operators and Boat Yards
Watercraft Rentals