In the past, insurance coverage for conferences, sports camps and clinics was either too costly, too limited or not available at all. Schools, coaches and directors were either forced to pay extremely high insurance premiums, or to run camps and clinics without the proper insurance protection, therefore running the risk of personal exposure to lawsuits or a participants injury claim.

​However, this specialty insurance program has recently been developed to cover the inherent risks involved for the schools, park districts, coaches, directors and participants of today’s conferences, sports camps and clinics. Accident and liability insurance coverage is offered as a standard product with optional coverage also available such as equipment, hired and non-owned automobile, and additional higher liability insurance limits.

Coverages offered include:
  • Accident Insurance - which pays the medical bills of an injured player, coach or volunteer worker.
  • Liability Insurance - provides protection against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.
  • Inland Marine Coverage - Equipment coverage for all owned or rented sports equipment.
Additional optional coverages include coverage of sexual abuse and/or molestation, hired and non-owned automobile liability coverage and additional limits of liability coverage to satisfy the requirements of venues, school or park districts.

Coverage Limits Available for Youth Sports
  • General liability up to $1,000,000 occurrence/$3,000,000 aggregate (including spectator and participant liability)
  • Abuse and molestation up to $1,000,000/$1,000,000
  • Assault and battery sublimit of $50,000
  • Property values up to: $3,000,000 in non-coastal zones (protection class 1-8)
  • $1,000,000 in non-coastal zones (protection class 9-10)
  • $500,000 in coastal zones (wind and hail restrictions apply)
  • Inland marine up to $500,000 ($25,000 maximum value per scheduled item)
  • Nonprofit directors & officers liability and employment practices liability limits up to $5,000,000