Our All-In-One product is specifically designed to meet the needs of nonprofit youth sports organizations by providing general liability, property, inland marine, directors & officers and employment practices liability coverage all on one policy!

Ineligible Youth Sports
Please note we cannot offer coverage to the following:
  • High hazard/contact sports, including but not limited to karate, martial arts, boxing, gymnastics, wrestling and diving
  • School sponsored sports/teams
  • National/International travel or any trips by plane
  • Parents or guardians not required to sign waivers of liability/release forms
  • Background checks not performed on all employees and volunteers
  • No code of conduct/zero tolerance policy in place
  • Swimming pool either owned, leased or operated
  • Sexual or physical abuse claims or incidents
  • Risks located in AK, LA or WV

Coverage Limits Available for Youth Sports
  • General liability up to $1,000,000 occurrence/$3,000,000 aggregate (including spectator and participant liability)
  • Abuse and molestation up to $1,000,000/$1,000,000
  • Assault and battery sublimit of $50,000
  • Property values up to: $3,000,000 in non-coastal zones (protection class 1-8)
  • $1,000,000 in non-coastal zones (protection class 9-10)
  • $500,000 in coastal zones (wind and hail restrictions apply)
  • Inland marine up to $500,000 ($25,000 maximum value per scheduled item)
  • Nonprofit directors & officers liability and employment practices liability limits up to $5,000,000