Offering E&O coverage for Real Estate operations with prime commission income of at least 65 percent residential real estate sales. We can also package this with business owners under one policy with separate limits for each coverage.

Ineligible Real Estate Agents Professional Office Package
Please note we cannot offer coverage to the following:
  • Applicants located in AL, AK, CA, CO, HI, ID, IA, KY, LA, MS, NE, NM, SD, TN, TX or WV
  • More than two errors and omissions claims or circumstances in the past five years
  • More than 10 percent of income from development/construction, one builder or developer, one location or development or sales of personally owned properties
  • More than 35 percent of income from commercial sales
  • More than 50 agents/brokers/independent contractors
  • More than $5,000,000 in commission income
  • Average value of properties exceeding $600,000
  • Disciplinary action against the principal of the firm that resulted in his/her license being suspended or revoked

Available Coverage for Real Estate Agents Professional Office Package
  • $250,000 discrimination coverage (defense and damages)
  • Coverage for personal injury
  • Coverage automatically provided for the sale of any residential-owned property not developed/constructed by the insured
  • Named perils coverage for claims arising from use of Internet and e-mail
  • Defense outside the limit
  • $2,500/$5,000 for defense of insureds at local and state real estate boards
  • $50,000 lock box coverage

Coverage Limits Available for Real Estate Agents Professional Office Package
  • Primary limits available up to $5,000,000