This product is specifically designed for mobile home park communities.

Ineligible Mobile Home Parks
Please note we cannot offer coverage to the following:
  • Owns more than 40 percent of the mobile home units on site
  • RV park or campground
  • Offers lease agreements that allow for stays less than six months
  • Lakes on site
  • Risks located in AK, LA or WV

Available Coverage for Mobile Home Parks
  • Comprehensive coverage via an insurance services office commercial general liability coverage form
  • No liability deductible
  • Coverage for owned/leased mobile homes
  • Credits available when:
  • No subsidized housing
  • No owned/leased mobile homes
  • No dogs permitted on premises and stipulated within lease agreement
  • Community property manager lives on premises
  • Criminal background checks performed on all potential residents
  • No swimming pool or playground on premises

Coverage Limits Available for Mobile Home Parks
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Additional limits to $5,000,000 available through our commercial umbrella of excess general liability products
  • Property up to $3,000,000 in protection class 1-8, up to $1,000,000 in protection class 9-10 or in coastal areas up to $500,000 excluding wind and hail