Harris, Reed & Seiferth Insurance Group
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      • Vacant Property
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      • Builder's Risk Insurance
      • Landlords Insurance
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      • Auto Insurance
      • Classic Car Insurance
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Insurance for Mobile Home Parks
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About the Insurance Agency
This product is specifically designed for mobile home park communities.

Ineligible Mobile Home Parks
Please note we cannot offer coverage to the following:
  • Owns more than 40 percent of the mobile home units on site
  • RV park or campground
  • Offers lease agreements that allow for stays less than six months
  • Lakes on site
  • Risks located in AK, LA or WV

Available Coverage for Mobile Home Parks
  • Comprehensive coverage via an insurance services office commercial general liability coverage form
  • No liability deductible
  • Coverage for owned/leased mobile homes
  • Credits available when:
  • No subsidized housing
  • No owned/leased mobile homes
  • No dogs permitted on premises and stipulated within lease agreement
  • Community property manager lives on premises
  • Criminal background checks performed on all potential residents
  • No swimming pool or playground on premises

Coverage Limits Available for Mobile Home Parks
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Additional limits to $5,000,000 available through our commercial umbrella of excess general liability products
  • Property up to $3,000,000 in protection class 1-8, up to $1,000,000 in protection class 9-10 or in coastal areas up to $500,000 excluding wind and hail
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Florida
6650 W. Indiantown Rd., Suite 210
Jupiter, FL 33458


(561) 768-8176

Texas
11811 North Freeway, Suite 500
Houston, TX 77060

(713) 487-5538

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