Harris, Reed & Seiferth Insurance Group
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      • Landlords Insurance
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 Insurance for Lessor's Risk Only
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About the Insurance Agency
This product has been designed to attract building owners who rent their property with or without apartments and/or offices to eligible mercantile tenants.

Ineligible Lessor's Risk Only
Please note we cannot offer coverage to the following:
  • Commercial tenants not required to carry their own insurance and certificate of insurance confirming coverage not obtained by owner or property manager
  • Tenant operations include a hospital, nursing home, assisted living facility, elderly care facility, health care facility or residential exposure
  • Risks located in AK, LA or WV

Available Coverage for Lessor's Risk Only
  • Special form is available
  • Replacement cost is available
  • Value Plus Endorsement
  • Credits for:
  • Applicants requiring all commercial tenants to name the applicant as additional insured
  • Applicants requiring the tenant to be responsible for general condition of pavements and curbs (including ice and snow removal)

Coverage Limits Available for Lessor's Risk Only
  • Maximum property value of $3,000,000 (depending on protection class and occupancy of tenants) or in coastal areas up to $500,000 excluding wind and hail
  • Liability limits up to $1,000,000/2,000,000
  • Excess general liability or umbrella available up to $5,000,000
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Florida
6650 W. Indiantown Rd., Suite 210
Jupiter, FL 33458


(561) 768-8176

Texas
11811 North Freeway, Suite 500
Houston, TX 77060

(713) 487-5538

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