Our Lawn care services product provides comprehensive coverage for the unique exposures faced by today’s lawn care services contractors. All coverages can be provided under a single policy.
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Ineligible Lawn Care Services
Please note we cannot offer coverage to the following:
  • Ice or snow treatment/removal
  • Swimming pool or pond installation or maintenance
  • Stump grinding
  • Debris removal
  • Sprinkler Installation
  • Risks located in AK, LA, or WV

Available Coverage for Lawn Care Services
  • Commercial general liability coverage with optional Contractors Equipment coverage
  • General liability is rated based on the number of employees
  • Broad eligibility to include: New ventures Up to 10 workers
  • Receipts up to $500,000
  • Low contractor’s equipment deductible of $500
  • Ability to cover rented or borrowed equipment
  • Blanket additional insured option available
  • No general liability deductible

Coverage Limits Available for Lawn Care Services
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000
  • Contractor’s equipment schedules up to $150,000
  • Miscellaneous tools up to $15,000