This product is specifically designed for land that is not vacant, but leased to others for use. This product targets applicants seeking to cover a lessor’s risk exposure for their land.
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Ineligible Land Leased to Others
Please note we cannot offer coverage to the following:
  • Construction activities scheduled to occur during our policy term
  • Logging operations being undertaken during the policy term
  • Exposure to landfills, quarries, underground mines, strip mines, caves, wells or dams
  • Land leased for mineral rights
  • Land used for snowmobiling, motorized vehicles, bikes or for growing medical marijuana
  • Located in AK, LA or WV

Available Coverage for Land Leased to Others
  • No liability deductible
  • Low minimum premiums (starting at $400)
  • Expanded definition of bodily injury to include mental anguish and emotional distress
  • Credits available for:
    • Applicant being named as an additional insured on tenant(s) general liability policy
    • Applicant’s lease requires tenant(s) to maintain and/or repair the premises

Coverage Limits Available for Land Leased to Others
  • General liability limits up to $1,000,000/$2,000,000
  • Excess general liability limits up to $5,000,000