Harris, Reed & Seiferth Insurance Group
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Insurance for  Sports Facilities and Family Fun Centers
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About the Insurance Agency
Designed for the coverage needs of multi-activity amusement centers, theaters and entertainers. This product targets small to medium-sized family amusement centers, small movie theaters and small entertainment venues. Eligible risks include ball pits, batting cages, billiard halls, bowling alleys, driving ranges, Go-Kart Tracks, Laser Tag and Mini Golf.
  • Attendant Operated Mechanical Rides
  • Batting Cages
  • Bowling
  • Bumper Cars
  • Coin Operated Mechanical Rides
  • Driving Ranges
  • Go Karts
  • Laser Tag
  • Miniature Golf

Ineligible Games and Entertainment
Please note we cannot offer coverage to the following:
  • Rock climbing walls, amusement or carnival rides, skateboarding pars/course, roller or ice skating, train rides, boat or vehicle rides, ATV vehicles, bicycle rental, bumper cars, mechanical bulls, ejector seats, games that emit electronic shock or giant slides higher than 20 feet tall
  • Paintball, jousting, off with your head, shooting or archery ranges, fishing, hunting, guides or sportsmen activities
  • Stables, dude ranches, caves, riding animals or petting zoos
  • Airplane or helicopter rides, hot air balloon rides, sky diving, parachuting, parasailing, bungee jumps,bungee running, reverse bungee or any type of bungee operationu
  • Trampolines, water parks, swimming pools, spas, marinas, beaches, paddle boats, inner tubes, other rides on water or casinos
  • Located in AK, LA, HI, or WV

Available Coverage for Games and Entertainment
  • No general liability deductible Liquor liability available in most states
  • Assault or battery coverage
  • Professional liability available
  • Blanket additional insureds for certain classes
  • Inspections paid by Carrier
  • Expanded definition of bodily injury to include sickness or disease caused by mental anguish or emotional distress

Coverage Limits Available for Games and Entertainment
  • Property values up to $3,000,000 in protection classes 1-8, $1,000,000 in protection classes 9-10 or $500,000 in coastal zones (excluding wind and hail coverage)
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000
  • Hired and non-owned auto liability up to $1,000,000 (equal to the general liability occurrence limit, not available in AZ, GA, IL, MS, VT or WI)
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Florida
6650 W. Indiantown Rd., Suite 210
Jupiter, FL 33458


(561) 768-8176

Texas
11811 North Freeway, Suite 500
Houston, TX 77060

(713) 487-5538

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