Equine and Horse Drawn Vehicles Insurance

Insurance designed specifically for the private horse owner.

Equine activities and horse drawn vehicles allow people to enjoy nature. Participation can provide physical fitness, and entertainment but can also result in accident and injury. Many families have little or no medical insurance, and those who have coverage may be required to meet large deductibles before their insurance pays any benefits. In addition, owners run the risk of personal exposure to lawsuits through a participant's injury claim and liability insurance requirements mandated by lenders or landlords.
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Coverage includes:
  • Dressage Competitions
  • Dude Ranches and Camps
  • Equestrian Day Camps
  • Equine Animal Film and Television Services
  • Equine Animal Training
  • Event Centers
  • Petting Zoos
  • Pony Rides
  • Private and Group Riding Lessons
  • Private Ranch Boarding Services
  • Riding and Hunt Clubs
  • Rodeos
  • Trail Riding Operation (Guided)

Policy Structure:
  • Full General Liability
  • Equine Professional Services Liability
  • GL and PL coverages have their own limits (subject to total policy aggregate)

​Available Coverage Enhancements:
  • Equine Animal mortality limit
  • Additional Insured, Waiver of Subrogation, and Primary and Non-Contributory Endorsements
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