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    • Life >
      • Life Insurance Quote
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      • Health Quote
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      • Business Quote
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      • Boatowners Quote
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      • Private Horse Owner Liability Quote
  • Products
    • Property >
      • Learn about Home Insurance
      • Learn about Condo Insurance
      • Learn about Renters Insurance
      • Learn about Mobile Home Insurance
      • Learn about Personal Inland Marine Insurance
      • Learn about Vacant Land (Personal)
      • Learn about Vacant Property
      • Learn about Flood Insurance
      • Learn about Builder's Risk Insurance
      • Learn about Landlords Insurance
    • Vehicles >
      • Learn about Auto Insurance
      • Learn about Classic Car Insurance
      • Learn about Motorcycle Insurance
      • Learn about Snowmobile Insurance
      • Learn about ATV Insurance
      • Learn about RV Insurance
      • Learn about Golf Cart Insurance
      • Learn about Scooter Insurance
      • Learn About Roadside Assistance Insurance
    • Life >
      • Learn about Life Insurance
      • Learn about Guaranteed Issue
    • Medical >
      • Learn about Health Insurance
      • Learn about Dental Insurance
      • Learn about Vision Insurance
      • Learn about Critical Illness Insurance
      • Learn about Disability Insurance
      • Learn about Long Term Care Insurance
      • Learn about Medicare Advantage Plans Insurance
    • Business >
      • Learn about Business Insurance
      • Learn about Commercial Marine Insurance
    • Specialty >
      • Learn about Boatowners Insurance
      • Learn about Aviation Insurance
      • Learn about Umbrella Insurance
      • Learn about Travel Insurance
      • Learn about Private Horse Owner Liability Insurance
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
  • Resources
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    • Free Home Inventory Checklist
    • Free Disaster Preparedness Plan
    • Refer a Friend
  • About
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    • Contact
Insurance for Employment Practices Liability
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About the Insurance Agency
Our "A++" rated carrier has crafted the following coverage for claims of wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations.


Available Coverage for Employment Practices Liability
  • Fair Labor Standards Act (FLSA) - $100,000 sub-limit for defense costs and loss (available in most jurisdictions)
  • Defense and settlement provision (Hammer Clause) softened to cover 75 percent of defense costs and loss after insured’s final refusal to consent to settle a claim
  • Defense outside the limit up to 200 employees if a $500,000 limit or higher is chosen (does not apply to violations of FLSA)
  • Full Prior Acts coverage for claim-free accounts for most states and classes
  • Punitive damages with most favorable venue wording included in the definition of loss (available in most jurisdictions)
  • Front and back pay included in the definition of loss
  • “For” wording applies to bodily injury/property damage exclusion
  • Wrongful Act definition expanded to included coverage for the negligent violation of the Uniformed Services Employment and Reemployment Rights Act (USERRA)
  • Independent contractors are included in the definition of employee Modified severability Spousal liability extended to domestic partners
  • Final adjudication wording for fraud exclusion
  • Defense costs coverage for breach of express employment contract
  • Retaliation carve backs for many exclusions
  • Defense costs coverage for claims involving the modification of real property
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Florida
6650 W. Indiantown Rd.
Jupiter, FL 33458


(561) 768-8176

Texas
11811 North Freeway, 
Houston, TX 77060

(713) 487-5538

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