What is Inland Marine Insurance?
Inland marine insurance, or an equipment floater, can provide coverage for your business property, whether or not it is transported from one location to another and even if its being stored. This type of coverage can ensure that your equipment, tools, or transported goods are covered in the event of an accident, theft, vandalism, or total loss. For example, inland marine coverage can expand upon the coverage in your liability policy to protect your investment in items such as:
• Contractor's Tools and Equipment
• Buildings Under Controuction
• Computer Equipment and Data
• Transported Property
These property items share several characteristics:
• The property is of relatively high value
• The property is portable
• The property coverage under a liability policy is limited
The coverage solution is an inland marine policy because it can provide "all risk" coverage and will follow the property anywhere.
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