Our clothing store insurance is an excellent choice for shoe, handbag, clothing and hat stores with related accessories. Access our businessowners form with a special cause of loss clause for clothing stores with up to $3,000,000 in sales.
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Ineligible Clothing Stores
Please note we cannot offer coverage to the following:
  • Products sold under the insured's label
  • Risks located in AK, LA or WV
  • Risks with more than $3,000,000 in sales

​Available Coverage for Clothing Stores
  • Property values up to $3,000,000 in protection classes 1-8, $1,000,000 in protection classes 9-10 and $500,000 in coastal zones (excluding wind and hail coverage)
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000
  • Hired and non-owned auto liability up to $1,000,000 (equal to the general liability occurrence limit, not available in AZ, GA, IL, MS, VT or WI)