A comprehensive Inland Marine product available for new, ground-up construction of individual dwellings and commercial projects.

​Ineligible Builder's Risk
Please note we cannot offer coverage to the following:
  • Construction projects that have already started
  • Where the contractor has fewer than three years of experience in the type and size of building being constructed
  • Taking place on filled land
  • Risks located in AK, LA or WV

​Available Coverage for Builder's Risk
  • All risk inland marine form including theft
  • Policy written for the full duration of the construction project
  • Replacement cost valuation
  • Coverage for transit exposures automatically included
  • Policy extension done with a simple endorsement
  • Builders Value Plus endorsement includes soft costs coverages

Coverage Limits Available for Builder's Risk
Property values up to $3,000,000 in protection classes 1-8, up to 1,500,000 for frame constructionl $1,000,000 in protection classes 9-10 or up to $500,000 in coastal zones (excluding wind and hail coverage)