We offer monoline or package coverage including Liquor Liability for restaurants, bars, gentlemen’s clubs and night clubs. Operations with major entertainment as well as new ventures are eligible.

Available Coverage for Bar and Restaurants
  • Property up to $1,500,000 per location in protection class 1-8, up to $250,000 per location in protection class 9-10 or up to  $500,000 in coastal regions excluding wind and hail
  • General liability limits up to $1,000,000 /2,000,000
  • Liquor liability up to $1,000,000/$2,000,000 (Except in AL, IL, MS, OR and RI)

Optional Coverage for Bar and Restaurants
  • Money and securities
  • Glass
  • Valuable papers coverage
  • Account receivables coverage
  • Signs coverage
  • Employee dishonesty coverage
  • Stop gap liability (OH, ND, WA, WY)
  • Equipment breakdown coverage, includes food spoilage
  • Value-plus endorsement is available - 15 valuable coverage enhancements, including water backup, sign coverage and more