The Main Event® is designed to cover General Liability and/or Liquor Liability at short term events.

Ineligible Special Events
Please note we cannot offer coverage to the following:
  • Mechanical rides or devices
  • Features firearms or fireworks (not applicable to vendor at the event that is not involved with fire arms or fireworks)
  • On-water events such as boating and fishing
  • Medical treatment or health screenings
  • High profile celebrities or political figures at or above the state level
  • Bonfires
  • War reenactments
  • Liquor coverage unavailable in AL, IA, IL, MS, OR, RI (The Host product is available in IL)

Available Coverage for Special Events
  • Automatic coverage for volunteers, temporary or leased workers and committee members
  • Food and beverage product liability included in the general aggregate
  • No deductibles
  • Expanded definition of bodily injury to include mental anguish
  • Medical payments coverage
  • Coverage for damage to rented premises
  • Personal & advertising injury is included

Coverage Limits Available for Special Events
  • Up to $1,000,000 each common cause/$2,000,000 aggregate
  • Medical Payments - $1,000 with $50,000 aggregate
  • Damage to premises rented to you - $100,000