Our vendor liability program has been structured to meet the needs of vendors big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between. While many vendors are accustomed to acquiring insurance on a solo basis, we also offer the convenience of group policies. For events with multiple vendors, our group policies help save time and money while still offering the same world-class protection and customer service we are known for.

​Coverage Details
This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

Premiums
- Program Rate 5 consecutive days or less: $50.00
- Program Rate 6-14 days: $100.00
- Program Rate 15-30 days: $150.00
- Program Rate 1-6 months: $275.00
- Program Rate 6 months - Annual: $350.00

Coverage Includes Suits Arising Out Of
  • Injury or death of spectators
  • Injury or death of volunteers
  • Property damage liability
  • Products liability coverage (completed operations)
  • Incidental medical malpractice
  • All activities necessary to conduct activities
  • Ownership, use or maintenance of fields or practice areas
  • General negligence claims
  • Cost of investigation and defense of claims, even if groundless
  • Corporal punishment
Available Coverage for Special Events
  • Automatic coverage for volunteers, temporary or leased workers and committee members
  • Food and beverage product liability included in the general aggregate
  • No deductibles
  • Expanded definition of bodily injury to include mental anguish
  • Medical payments coverage
  • Coverage for damage to rented premises
  • Personal & advertising injury is included

Coverage Limits Available for Special Events
  • Equipment Coverage - This Inland Marine insurance product provides coverage for your equipment and contents up to the specified limit.
  • Hired and Non-Owned Automobile Liability Coverage - This liability coverage provides protection for rented, borrowed and other non-owned vehicles driven on vendor business. 
  • Increased Aggregates - This option increases the aggregate limit of liability insurance from $1,000,000 to larger amounts.