Personal Inland Marine Insurance

Personal property insurance offers the ultimate peace of mind. You'll be amazed at how affordable coverage can be. ​

What is Personal Inland Marine Insurance?

Personal inland marine insurance (also called scheduled personal property) can provide coverage for your personal property, whether or not it is transported from one location to another. For example, inland marine coverage can expand upon the coverage in your homeowners policy to protect your investment in items such as:
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  • Cameras (Personal use only)
  • Coins
  • Collectibles
  • Fine Art
  • Furs
  • Golf Carts
  • Golfer’s Equipment
  • Guns / Firearms
  • Jewelry
  • Musical Instruments (Personal use only)
  • Silverware

Coverage Highlights
  • Most classes of personal property considered, including jewelry, fine art, and
  • silverware
  • Coverage for less common items such as musical instruments, cameras, golf clubs,
  • guns/firearms, postage stamps, coins, and bicycles available
  • Any size schedule can be considered
  • No standard deductible
  • Coverage available for scheduled items located away from the residence premises
  • Coverage available for engagement/wedding rings for both interested individuals,
  • irrespective of domicile
  • Stand-alone or package with homeowners policy at a discounted premium
  • Credits available for use of bank vault, safety deposit box, or personal safe

These property items share several characteristics:

  • The property is of relatively high value
  • The property is portable
  • The property coverage under a homeowner's policy is limited, especially if the property is taken out of the country

The coverage solution is an inland marine policy because it can provide "all risk" coverage and will follow the property anywhere.
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