This product is specifically designed to accommodate the coverage of over 75 mercantile classes.

Ineligible Mainstreet Mercantile
Please note we cannot offer coverage to the following:
  • Stores that sell products under their name or label or sells directly imported products
  • Risks located in AK, LA or WV

Available Coverage for Mainstreet Mercantile
  • No liability deductible
  • Hired and non-owned auto liability coverage available
  • Property special cause of loss and replacement cost is available

Coverage Limits Available for Mainstreet Mercantile
  • Maximum property value of $3,000,000 in protection class 1-8 ($600,000 if cooking), $1,000,000 in protection class 9-10 ($250,000 if cooking) or up to Coastal areas up to $500,000 excluding wind and hail
  • Liability limits up to $1,000,000/2,000,000
  • Commercial Umbrella up to $500,000