This coverage offered by an "A++" rated carrier addresses the needs for delicatessens, health and natural food stores, or specialty grocery store owners that additionally have liquor sales.
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Ineligible Liquor Stores
Please note we cannot offer coverage to the following:
  • Propane filling station
  • Auto repair or car wash operations
  • Risks located in AK, LA or WV

Available Coverage for Liquor Stores
  • Max property value of $3,000,000 in protection class 1-8
  • Max property value of $1,000,000 in protection class 9-10
  • Max property value with commercial cooking exposure is $600,000 in protection class 1-8
  • Max property value with commercial cooking exposure is $200,000 in protection class 9-10
  • Coastal property up to $500,000 excluding wind and hail
  • Separate general and liquor limits up to $1,000,000/2,000,000
  • Commercial umbrella - limits up to $5,000,000