Learn about Commercial Marine and
​Marine General Liability Insurance

Whether you are a Yacht Captain, Charter, Marine Artisan, Marine Contractor, or Boat Builder, every business is unique. Obtaining insurance to cover your exposures may seem a bit overwhelming, but we'll take the time to learn about your business and its exposures so that we can carefully craft your commercial marine insurance policy.​ 
Select a category below to navigate to the product page outlined:

​Marine Charters and Guides
Ocean Marine Cargo
Marine Artisan
Marine Contractor
Boat Dealers & Brokers
Boat Builders
Marina Operators and Boat Yards
Watercraft Rentals
What does a Commercial Marine Liability Insurance policy cover?
  • Marine General Liability (MGL) – protects your company against any bodily injury and property damage accidentally act out by your employees to your customers or to a third party, while they are working on board or alongside the vessel in any port or facility in the USA as well as Worldwide.
  • Marina Operators Legal Liability (MOLL) - Marina operators legal liability coverage insures the liability exposures associated with the operation of a marina including those related to the care, custody, and control (CCC) of watercraft.
  • Shiprepairs Legal Liability (SRLL) – This type of specialty coverage transpires when your customers’ watercraft is in your care, custody, and control, for the specific purpose of altering or repairing watercraft.
  • Marine Contractor Liability - protects your company against property damage to docks, piers, wharves, breakwaters, bridges and other marine structures,  watercraft and equipment, cargo, and other interests on board, occurring while such property/watercraft is in the care, custody or control of you for the purpose of repair or alteration by or on behalf of you or in the care, custody or control of you during salvage, wreck removal, or other such similar operations. Marine Contractors Liability is a specialty coverage required to have for marine contractors.
  • Marine Protection & Indemnity (P&I) – such coverage can be added to protect your business from loss of life or bodily injury to your employees onboard your ship.

​Endorsements
  • Traveling Workmen – this endorsement extends the liability coverage whenever your employees are working on board or alongside the vessel at any port or facility inside and outside the country, for the purpose to complete repairs and alterations of the ship assigned to you.
  • Marine Pollution Liability – this endorsement protects your business against any discharge, release or escape of any smoke, toxic chemicals, liquids or gasses into land, atmosphere or body of water, accidentally caused by the finished work of your employees.
  • Blanket Additional Insured – this endorsement is required if you do work on numerous commercial ships or marinas in Florida. In order for blanket additional insured endorsements to apply to third parties noted for certificates, a written agreement between your two parties must exist. As such, we encourage our business clients to always make sure to keep such documentation, as it may be required to confirm additional insured status in the event of a claim. 
  • Marine Contractors Tools and Equipment – this endorsement covers your tools during transit, normally up to $10,000 policy limit. However, if you need to insure more expensive tools, it is required to submit a list of all schedule items along with the serial number and the value per item.