Harris, Reed & Seiferth Insurance Group
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Insurance for Janitorial Services
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About the Insurance Agency
Our Janitorial Services coverage cleans up the competition and provides comprehensive coverage for the unique exposures faced by today’s janitorial service contractors. All coverages are provided by a single policy.
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Ineligible Janitorial Services
Please note we cannot offer coverage to the following:
  • Handles infectious waste or hazardous materials
  • Involves insurance claim response, water removal/extraction, mold remediation or hood/duct cleaning
  • Performs cleaning operations at mercantile establishments while open for business
  • Services performed in AK, LA or WV
  • Operations involving painting, plumbing, carpentry or other “handyman” operations

Available Coverage for Janitorial Services
  • Commercial general liability, property and inland marine
  • Broad additional coverages vital to a janitorial service available
  • Contractor’s equipment floater
  • Rental reimbursement for damaged equipment
  • Lost key coverage
  • Property damage extension
  • Blanket additional insured available for commercial janitorial contractors
  • Independent contractor (up to 25 percent of total receipts)

Coverage Limits Available for Janitorial Services
  • General liability (up to) $1,000,000 per occurrence/2,000,000 aggregate
  • Contractor’s equipment floater with a blanket limit of $10,000, $2,500 for any one item and a $500 deductible
  • Rental reimbursement $250 per day and up to $5,000 for any one day loss
  • Lost key coverage up to $25,000
  • Property damage of $5,000 for each occurrence / $25,000 aggregate
  • Additional limits up to $5,000,000 are available
  • Coastal areas up to $500,000 excluding wind and hail
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Florida
6650 W. Indiantown Rd., Suite 210
Jupiter, FL 33458


(561) 768-8176

Texas
11811 North Freeway, Suite 500
Houston, TX 77060

(713) 487-5538

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