Our Janitorial Services coverage cleans up the competition and provides comprehensive coverage for the unique exposures faced by today’s janitorial service contractors. All coverages are provided by a single policy.
​
Ineligible Janitorial Services
Please note we cannot offer coverage to the following:
  • Handles infectious waste or hazardous materials
  • Involves insurance claim response, water removal/extraction, mold remediation or hood/duct cleaning
  • Performs cleaning operations at mercantile establishments while open for business
  • Services performed in AK, LA or WV
  • Operations involving painting, plumbing, carpentry or other “handyman” operations

Available Coverage for Janitorial Services
  • Commercial general liability, property and inland marine
  • Broad additional coverages vital to a janitorial service available
  • Contractor’s equipment floater
  • Rental reimbursement for damaged equipment
  • Lost key coverage
  • Property damage extension
  • Blanket additional insured available for commercial janitorial contractors
  • Independent contractor (up to 25 percent of total receipts)

Coverage Limits Available for Janitorial Services
  • General liability (up to) $1,000,000 per occurrence/2,000,000 aggregate
  • Contractor’s equipment floater with a blanket limit of $10,000, $2,500 for any one item and a $500 deductible
  • Rental reimbursement $250 per day and up to $5,000 for any one day loss
  • Lost key coverage up to $25,000
  • Property damage of $5,000 for each occurrence / $25,000 aggregate
  • Additional limits up to $5,000,000 are available
  • Coastal areas up to $500,000 excluding wind and hail