Harris, Reed & Seiferth Insurance Group
  • Home
  • Quotes
    • Property >
      • Home Quote
      • Condo Quote
      • Mobile Home Quote
      • Renters Quote
      • Personal Inland Marine Quote
      • Vacant Land Quote
      • Vacant Property Quote
      • Flood Quote
      • Landlords Quote
      • Builder's Risk Quote
    • Vehicles >
      • Auto Quote
      • Motorcycle Quote
      • ATV Quote
      • Snowmobile Quote
      • RV Quote
      • Golf Cart Quote
      • Scooter Quote
      • Roadside Assistance Quote
    • Life >
      • Life Insurance Quote
    • Medical >
      • Health Quote
      • Dental Quote
      • Vision Quote
      • Critical Illness Quote
      • Disability Quote
      • Medicare Supplement Plan Quote
      • Long Term Care Quote
    • Business >
      • Business Quote
      • Inland Marine Quote
    • Boatowners Quote
    • Umbrella Quote
    • Private Horse Owner Liability Quote
  • Products
    • Property >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Mobile Home Insurance
      • Personal Inland Marine Insurance
      • Vacant Land (Personal)
      • Vacant Property
      • Flood Insurance
      • Builder's Risk Insurance
      • Landlords Insurance
    • Vehicles >
      • Auto Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Scooter Insurance
      • RV Insurance
      • ATV Insurance
      • Snowmobile Insurance
      • Golf Cart Insurance
      • Roadside Assistance Insurance
    • Life >
      • Life Insurance
      • Guaranteed Issue
    • Medical >
      • Health Insurance
      • Dental Insurance
      • Vision Insurance
      • Critical Illness Insurance
      • Disability Insurance
      • Long Term Care Insurance
      • Medicare Advantage Plans Insurance
    • Business >
      • Business Insurance
      • Inland Marine Insurance
      • Commercial Marine Insurance
    • Boatowners Insurance
    • Aviation Insurance
    • Umbrella Insurance
    • Private Horse Owner Liability Insurance
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Free Home Inventory Checklist
  • Blog
  • About
    • Refer a Friend
    • Insurance Carriers
    • Accessibility Statement
  • Contact
  • Home
  • Quotes
    • Property >
      • Home Quote
      • Condo Quote
      • Mobile Home Quote
      • Renters Quote
      • Personal Inland Marine Quote
      • Vacant Land Quote
      • Vacant Property Quote
      • Flood Quote
      • Landlords Quote
      • Builder's Risk Quote
    • Vehicles >
      • Auto Quote
      • Motorcycle Quote
      • ATV Quote
      • Snowmobile Quote
      • RV Quote
      • Golf Cart Quote
      • Scooter Quote
      • Roadside Assistance Quote
    • Life >
      • Life Insurance Quote
    • Medical >
      • Health Quote
      • Dental Quote
      • Vision Quote
      • Critical Illness Quote
      • Disability Quote
      • Medicare Supplement Plan Quote
      • Long Term Care Quote
    • Business >
      • Business Quote
      • Inland Marine Quote
    • Boatowners Quote
    • Umbrella Quote
    • Private Horse Owner Liability Quote
  • Products
    • Property >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Mobile Home Insurance
      • Personal Inland Marine Insurance
      • Vacant Land (Personal)
      • Vacant Property
      • Flood Insurance
      • Builder's Risk Insurance
      • Landlords Insurance
    • Vehicles >
      • Auto Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Scooter Insurance
      • RV Insurance
      • ATV Insurance
      • Snowmobile Insurance
      • Golf Cart Insurance
      • Roadside Assistance Insurance
    • Life >
      • Life Insurance
      • Guaranteed Issue
    • Medical >
      • Health Insurance
      • Dental Insurance
      • Vision Insurance
      • Critical Illness Insurance
      • Disability Insurance
      • Long Term Care Insurance
      • Medicare Advantage Plans Insurance
    • Business >
      • Business Insurance
      • Inland Marine Insurance
      • Commercial Marine Insurance
    • Boatowners Insurance
    • Aviation Insurance
    • Umbrella Insurance
    • Private Horse Owner Liability Insurance
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Free Home Inventory Checklist
  • Blog
  • About
    • Refer a Friend
    • Insurance Carriers
    • Accessibility Statement
  • Contact
Insurance for Health & Wellness
Get A Quote
About the Insurance Agency
Who is Covered
Intended for individuals in the health and wellness profession, this program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

Eligible Trades or Services:
​

Massage Category
  • Aromatherapy
  • Back
  • Deep Tissue
  • Hot Stone
  • Pregnancy
  • Reflexology
  • Sports
  • Swedish
  • Thai
Beauty Category
  • Barber
  • Cosmetologist
  • Hair Stylist
  • Makeup Artist (non-permanent)
  • Nail Technician
  • Spa Technician
Esthetician Category
  • Esthetician

Note: This program is not applicable to those performing tattooing, permanent makeup or body piercing services.

Coverage Includes Suits Arising Out Of:
  • Injury or death of clients and guests
  • Property damage liability
  • Incidental medical malpractice
  • All activities necessary to conduct of health and wellness trades or services
  • Ownership use or maintenance of employment area
  • General negligence claims
  • Cost of investigation and defense of claims, even if groundless
  • Corporal punishment

Premiums
Rates are determined based on state and level of coverage. The Liability Program rates begin at:
  • $150.00 for Massage
  • $110.00 for Massage Student
  • $164.80 for Beauty
  • $140.50 for Beauty Student
  • $182.80 for Esthetician
  • $132.80 for Esthetician Student


The Optional Coverages
Hired and Non-Owned Automobile Liability Coverage
This liability coverage provides protection for rented, borrowed and other non-owned vehicles driven on trade or service business.

Increased Aggregates
This option increases the aggregate limit of liability insurance from $1,000,000 to larger amounts.

Sexual Abuse and Molestation
Liability coverage is provided for claims arising out of alleged sexual abuse and/or molestation.

$5,000 Medical Expense Benefit
This coverage will reimburse an injured client or guest for medical and/or funeral expenses incurred as a result of bodily injury or death, regardless of whether you are liable or not. This coverage does not apply to your participants.

Equipment Coverage
This Inland Marine insurance product provides coverage for your equipment and contents up to the specified limit.
​
Excess Liability Coverage
This coverage provides additional liability limits increasing the liability coverage per each occurrence.
Get a Quote

Connect With Us

Contact Us

Click Here to Email Us

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Share This Page

Florida
6650 W. Indiantown Rd., Suite 210
Jupiter, FL 33458


(561) 768-8176

Texas
11811 North Freeway, Suite 500
Houston, TX 77060

(713) 487-5538

Website by InsuranceSplash