ATV Insurance

We love ATVs almost as much as we love helping our clients find great affordable coverage for them! Get a quote today to see how much we can save you!

What is All Terrain Vehicle Insurance?

All Terrain Vehicle insurance provides financial protection against physical damage and/or bodily injury resulting from collisions and against liability that could also arise from the use or storage of your ATV. 

We provide insurance for a number of vehicles that fall under the category all terrain vehicles.

Additional ATV Insurance Information

Although most people think of 4-wheelers when it comes to ATV insurance, in some cases ATV insurance policies can also cover:
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  • Snowmobiles
  • Segways
  • Golf Carts
  • Tracked All Terrain Vehicles
  • Amphibious Vehicles
  • Go Carts
  • Certain Motorcycles

​We've Got Your ATV Covered:
  • Safety Apparel Coverage This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
  • Optional Equipment Coverage We include $500 for optional equipment coverage, depending on your policy. This covers any "extras" added to your ride, including towable trailers or sleds made for use with your ORV.
  • Annual Policies If the trail is calling, you don't want to miss it. No calls, no hassle with our annual policy you can insure your ORV even in the "off-season."
  • Medical Payments Coverage Hopefully never needed, but always important with off-road vehicle insurance, this coverage pays for the necessary medical care you receive as a result of an off-road vehicle accident.
  • Liability Coverage This broad coverage is meant for accidents involving your ORV (the coverage is for third-party injuries and property damage).
  • Increased Limits You can choose the limits that you want on your liability.
  • Collision Coverage Regardless of who is at fault, this covers your ORV in the event of damage caused by collision with other vehicles and trees or utility poles.
  • Other Than Collision Coverage Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
  • Trailer Coverage Provides coverage for a specifically designed trailer to transport your ORV (valued up to $7,500)