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Insurance for Artisan Contractors
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About the Insurance Agency
This program is designed to accommodate over 30 eligible artisan and trade contractor classes who undertake or manage one or multiple phases of a construction project and subcontract less than 50 percent of the work. A non-reporting blanket additional insured coverage is available as well as waiver of subrogation and we have the ability to package with contractor equipment, including miscellaneous tools and equipment.

Coverage Available:
  • General liability limits up to $1,000,000/$2,000,000
  • Excess general liability or umbrella up to $5,000,000

Artisan Contractors Overview

Products:
  • GL​
State exclusions
  • AK, NY
Professions Covered:
  • Air conditioning systems installation and repair
  • Appliance and accessories installation and repair
  • Cabling installation
  • Carpentry (interior only)
  • Carpet, rug, furniture, or upholstery cleaning (customer premises only)
  • Clock making and repair
  • Communications equipment installation
  • Door or window installation and repair
  • Driveway or sidewalk paving and repaving
  • Drywall or wallboard installation and repair
  • Electrical work (interior only)
  • Fence installation and repair
  • Floor covering installation (no ceramic tile or stone)
  • Glass installation and repair (no auto work)
  • Handyperson (no roof work)
  • Heating and air conditioning installation and repair (no liquefied petroleum gas)
  • Home theater installation
  • Interior finishing work
  • Locksmiths
  • Masonry work
  • Painting (interior only)
  • Plastering or stucco work
  • Plumbing (commercial and residential)
  • Security system installation
  • Sign painting and lettering (interior and exterior)
  • Sound equipment installation
  • Tile, stone, marble, mosaic, or terrazzo work (interior only)
  • Upholstery work
  • Window cleaning (nothing above 15 feet)











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Florida
6650 W. Indiantown Rd., Suite 210
Jupiter, FL 33458


(561) 768-8176

Texas
11811 North Freeway, Suite 500
Houston, TX 77060

(713) 487-5538

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© 2023 by HARRIS, REED & SEIFERTH INSURANCE GROUP, INC.
Photo used under Creative Commons from Kevin Johnston